The Ultimate 7 Layer Dip is a colorful, tasty mix that brings together creamy beans, fresh guacamole, tangy salsa, sour cream, shredded cheese, chopped tomatoes, and sliced olives. It’s a classic party favorite because it has so many flavors and textures in every bite — from smooth and creamy to fresh and crunchy.
I love making this dip because it’s easy to put together, and everyone always asks for the recipe. I usually layer everything in a clear dish so you can see all the vibrant layers stacked up. It’s fun to watch people dig in and discover something new with each scoop of tortilla chips.
My favorite way to enjoy this dip is during game night or casual get-togethers. It’s a great snack that feels special but doesn’t take long to make. Plus, it’s easy to switch up ingredients to fit whatever you have on hand or your own tastes. This dip never fails to bring smiles around the table!
Key Ingredients & Substitutions
Refried Beans: They add a creamy, hearty base. Use canned for ease, or homemade if you want a fresher taste. For a lighter option, try black beans mashed with spices.
Taco Seasoning: This gives the beans a bold flavor. You can use a store-bought mix or make your own with chili powder, cumin, paprika, garlic powder, and onion powder.
Sour Cream & Guacamole: Both bring creamy texture and balance spicy flavors. To keep it dairy-free, swap sour cream for plain coconut yogurt or a plant-based sour cream alternative.
Cheddar Cheese: This cheese melts nicely and adds sharpness. Feel free to use Monterey Jack, a Mexican cheese blend, or a dairy-free shredded cheese.
Fresh Toppings: Tomatoes, black olives, and green onions add color and freshness. If olives aren’t your favorite, try diced bell peppers or jalapeños for a spicy kick.
How Do You Layer the Dip to Keep It Neat and Tasty?
Layering the dip evenly helps the flavors and colors shine through. Here’s a simple approach:
- Use a clear dish so the layers are visible and inspiring.
- Spread each layer gently with the back of a spoon or spatula for an even, smooth surface.
- Keep layers thin but complete—too thick can be messy when scooping.
- Chill the dip for at least an hour to let flavors meld and layers firm up, making serving easier.
- Top with fresh toppings last to keep them crisp and colorful.
I find taking time with layering makes the dip look as good as it tastes. Plus, it means every chip scoop gets a bit of each layer for the full flavor experience.

Equipment You’ll Need
- 9-inch clear glass or acrylic serving dish – lets you see the beautiful layered colors and is the perfect size for scooping.
- Spoons or small spatulas – helpful for spreading each layer evenly without mixing the layers together.
- Mixing bowl – for mixing the refried beans with taco seasoning easily.
- Knife and cutting board – for dicing tomatoes, chopping green onions, and slicing olives cleanly.
Flavor Variations & Add-Ins
- Try seasoned ground beef or shredded chicken instead of refried beans for a meaty layer that adds protein.
- Swap cheddar cheese for pepper jack for a little spicy kick in the cheesy layer.
- Add corn kernels or black beans to the tomato layer for extra texture and sweetness.
- Mix chopped fresh cilantro or a squeeze of lime into the guacamole to brighten the flavor.
How to Make Ultimate 7 Layer Dip?
Ingredients You’ll Need:
- 1 (16 oz) can refried beans
- 1 cup taco seasoning (or to taste)
- 1 cup sour cream
- 1 cup guacamole (store-bought or homemade)
- 1 cup shredded cheddar cheese
- 1 cup diced tomatoes
- 1/2 cup sliced black olives
- 1/4 cup chopped green onions (plus extra for garnish)
- Optional: chopped fresh cilantro for garnish
- Tortilla chips, for serving
How Much Time Will You Need?
This recipe takes about 10 minutes of preparation time. You’ll want to chill the dip in the refrigerator for at least 1 hour before serving so the layers meld together and the dip is nice and cool for snacking.
Step-by-Step Instructions:
1. Mix the Beans:
In a medium bowl, stir the refried beans and taco seasoning together until well mixed. This adds flavor to the beans, which form the base layer.
2. Layer the Dip:
Spread the seasoned beans evenly in the bottom of a 9-inch round clear serving dish. Next, spread sour cream over the beans, creating a smooth, even layer. Then spread the guacamole on top of the sour cream.
3. Add Cheese and Fresh Toppings:
Sprinkle the shredded cheddar cheese evenly over the guacamole. Layer diced tomatoes on top of the cheese, followed by sliced black olives. Finish by sprinkling chopped green onions over everything. Add extra green onions and cilantro, if desired, as a garnish.
4. Chill and Serve:
Cover the layered dip and chill it in the refrigerator for at least 1 hour. This helps the flavors blend and firms up the layers so they hold when scooped. Serve chilled with tortilla chips for dipping.
Can I Make Ultimate 7 Layer Dip Ahead of Time?
Yes! You can prepare the dip up to 24 hours in advance. Just cover it tightly with plastic wrap and keep it refrigerated. The flavors will meld together nicely, and it will be even more delicious served chilled.
What Can I Use Instead of Refried Beans?
If you prefer, you can use black beans or pinto beans mashed with a bit of seasoning. For a meatier option, cooked taco-seasoned ground beef or shredded chicken works great too.
How Should I Store Leftovers?
Store any leftover dip in an airtight container in the refrigerator. It’s best eaten within 2-3 days. Before serving again, give it a gentle stir and chill to freshen it up.
Can I Substitute Guacamole with Something Else?
If you don’t have guacamole or want a lighter version, mashed avocado with a squeeze of lime and salt works well. Alternatively, you can use a layer of fresh sliced avocados or leave it out completely.



