When cold milk hits Nutella, the spread doesn’t disappear into it right away. You’ll see chocolate-hazelnut streaks as you stir, and that’s fine; the banana helps bring the mixture together before the oats go in. That small jar of Banana Nutella Overnight Oats turns a few simple ingredients into a thick, spoonable breakfast without cooking anything in the morning.
I mash the banana first so it can blend into the milk and Nutella instead of leaving big pieces tucked between the oats. Then the rolled oats get a long, quiet rest in the refrigerator. They soften as they take up the liquid, while the banana gives the whole jar a naturally sweet, creamy base. By morning, it’s cool, rich with chocolate-hazelnut flavor, and ready to stir and eat.

Kitchen Note
I stop stirring when the banana, Nutella, and milk are mostly combined instead of chasing a perfectly smooth mixture. A few chocolate-hazelnut streaks are fine; the oats will still take on the flavor as they soften.
Save these Banana Nutella Overnight Oats for a no-cook breakfast with creamy banana and chocolate-hazelnut flavor.
Why Cold Oats Need More Than a Quick Soak
Overnight oats don’t cook in the refrigerator. The rolled oats soften by absorbing the milk, and that takes time; a quick stir and a short chill leave the centers firm and the mixture loose. The banana adds body, but it can’t replace the time the oats need to hydrate. Give the jar its full rest, and the texture becomes cohesive rather than like dry cereal sitting in milk.
That rest also lets the flavors settle together. Right after mixing, you can taste the banana and Nutella in separate pockets. Once chilled, the oats carry the chocolate-hazelnut flavor throughout, while the banana rounds it out with gentle sweetness. If you’ve had overnight oats turn out chalky or uneven, a too-short soak is often the part to reconsider. This is a small recipe, but the refrigerator does the work that a saucepan would do in a cooked version.
What the Banana, Nutella, and Rolled Oats Each Bring

- Ripe banana — A ripe banana mashes easily and brings sweetness and a soft, creamy texture to the base. Choose one with a tender feel and a yellow peel; a green, firm banana is harder to mash smoothly and tastes less sweet. The banana is doing more than acting as a topping here, so don’t leave it in large chunks.
- Nutella — This gives the oats their chocolate-hazelnut character and adds richness that plain cocoa would not provide. A fresh jar stirs more easily than a dry, crusted edge from the side of a long-open container. Another chocolate-hazelnut spread can stand in, though its sweetness and thickness may change the final balance.
- Milk — Milk loosens the banana and Nutella mixture and gives the oats the liquid they need to soften. Dairy milk makes a familiar creamy base, while unsweetened almond or soy milk gives a lighter, slightly different taste. For a completely dairy-free version, changing the milk alone isn’t enough because Nutella contains milk; use a dairy-free chocolate-hazelnut spread as well.
- Old-fashioned rolled oats — These hold their shape while absorbing liquid, so the finished jar stays spoonable instead of turning into a smooth puree. Choose rolled oats rather than assuming any oat will behave the same way: quick oats soften more and steel-cut oats remain too firm with this cold-soak method. No special preparation is needed before they go into the jar.
Build the Jar in the Right Order
Mash the Banana First
Put the banana in a 12-ounce jar or covered container and mash it until there are no large pieces. A fork works well; press the fruit against the bottom and sides so it breaks down evenly. Starting with the banana on its own makes it easier to work into the other ingredients. If you leave thick chunks, they’ll stay noticeable in the finished oats.
Stir Together the Creamy Base
Add the Nutella and milk, then stir until they’re mostly combined with the mashed banana. The mixture may look streaky rather than completely uniform, so there’s no need to keep stirring long after the ingredients have come together. Scrape the bottom and sides of the container as you mix, where Nutella can cling. A few small streaks won’t keep the oats from setting evenly.
Let the Oats Soften in the Refrigerator
Stir in the rolled oats, cover the container, and refrigerate for at least 6 hours or overnight. The oats should look swollen and soft rather than dry when you check them. If you open the jar before the chill is complete, the middle of the oats may still feel firm. Stir before eating, reaching down to the bottom so the thicker banana mixture is distributed through the jar.
Two Useful Ways to Change the Jar
Make the whole jar dairy-free
Replace the milk with unsweetened almond or soy milk, and replace Nutella with a dairy-free chocolate-hazelnut spread. The oats will still soften in the same way, though the spread you choose will set the sweetness and hazelnut flavor.
Let the banana lead
Use less Nutella if you want a more banana-forward breakfast with a quieter chocolate-hazelnut note. The oats will still have the same creamy base, but the spread won’t dominate each bite. Keep the banana, milk, and oats in their original amounts so the mixture has the same balance of fruit and liquid.
Make-Ahead and Storage
- Refrigerator: Keep the jar covered and eat within 2 days for the best banana color and oat texture. The mixture thickens as it sits.
- Freezer: Freezing isn’t my choice for this one; thawed banana and milk can separate, and the oats may turn pasty.
- Serving: These oats are meant to be eaten cold. Stir the jar before serving so the thicker mixture at the bottom blends back through.
Questions That Come Up With Banana Nutella Overnight Oats

Banana Nutella Overnight Oats
Ingredients
Equipment
Method
- Mash the banana in a 12-ounce jar or covered container.
- Stir in the Nutella and milk until mostly combined.
- Stir in the oats.
- Cover and refrigerate for at least 6 hours or overnight.
- Stir before eating.


